21st Finance

After reviewing 21st Finance, we assess it as a high-risk, likely fraudulent broker. Below we break down exactly why, and what your options are if you have already deposited.

Who is 21st Finance?

On the surface, 21st Finance looks like an ordinary forex and crypto broker. Its public site is presented at https://21stfinance.com/; https://21stfinance.co/; https://21stfinance.net/. But surface impressions are exactly what these operations rely on — the substance behind 21st Finance is where the problems begin.

Is 21st Finance regulated?

We could find no evidence that 21st Finance holds a valid licence from any recognised financial regulator. Trading client funds without authorisation is one of the strongest indicators of a scam — there is no regulator to complain to, and no protection for your money.

Red flags we identified

• No verifiable licence from a recognised financial regulator
• No credible physical address or verifiable corporate record
• Account dashboards that show “gains” with no real market exposure
• Unrealistic profit claims and pressure to deposit more
• Offshore or shell-company registration used to avoid oversight

Our analysis

On March 9, 2023, the Cyprus Securities and Exchange Commission (CySEC) informed investors that 21st Finance had not been granted an authorization for the provision of investment services and/or the performance of investment activities: https://85fcec7ef3ef.brokersview.com/brokerManager/brokerList?lang=en_US

Can you recover money lost to 21st Finance?

If you have deposited with 21st Finance, do not pay any further “fees” to withdraw — that is part of the trap. Funds sent to operations like this can sometimes be traced on-chain and pursued through the exchanges and processors that received them. Whether recovery is realistic depends on how you paid and how quickly you act.